PrivateInvestorToolkit.com

Privacy Policy, Terms of Use, Disclaimer & Purchase Policy

Privacy Policy  

July 4, 2007 

PrivateInvestorToolkit.com has created this privacy statement to demonstrate our ongoing commitment to protecting your privacy. The following discloses our information gathering and dissemination practices for the PrivateInvestorToolkit.com site.

If you have any questions about this privacy statement, the practices of this site or your dealings with this site, email info(@)PrivateInvestorToolkit.com

What information does PrivateInvestorToolkit.com collect?

At different times, PrivateInvestorToolkit.com may collect several types of information about you. Except as otherwise stated in this privacy policy, we do not provide this information to third parties, except in aggregate form.

First, we or our partners or advertisers may use a feature of your browser called a cookie to assign identification to your computer . The unique user ID contained within your cookie automatically identifies your computer - but not you - to our servers every time you visit our site. Cookies by themselves cannot be used to find out the identity of any user. You can turn the cookies feature off by using your browser's preference options, but if you do so you may not be able to utilize some services properly.

Second, we keep track of your IP address to help diagnose problems with our servers and to administer our site. Your IP address is a number that identifies a computer which accesses the Internet. This address is used to gather broad demographic information about you, such as your Internet service provider and the geographic location of your IP address. PrivateInvestorToolkit.com may also collect aggregate information on how our users are utilizing the site. This might include information regarding traffic patterns through the site and search queries.

Third, we log browser types, access times, URLs from which visitors came to our site and URLs viewed by visitors while on our site. Again, PrivateInvestorToolkit.com uses this information on an aggregate basis, in this case making sure we can support overall visitor traffic and service performance.

Fourth, at specific times we may ask you to provide us with personal information to enable you to register for a service or to enter a sweepstakes. You may also provide personal information if you write us feedback email. This information may include but is not limited to your name and email address. You may always choose not to provide us with this information; however, this may limit our ability to provide you with a specific service, offer you personalized content, or respond to your feedback.

Fifth, we contract with third-party service partners to provide us with data collection and reporting services to better understand overall use of our site. These service partners may store certain legacy data that we received from visitors to our site prior to our relationship with them, so that we may access this information via their reporting service. These service partners may collect information on our behalf about our users' visiting behaviors in several ways, including through the use of cookies or pixel tags. We use these service partners to understand what's popular and useful for visitors. Our service partners are contractually prohibited from disclosing this information to any third party.

What organization is collecting the information?

PrivateInvestorToolkit.com usually collects the requested information. However, PrivateInvestorToolkit.com has chosen select partners to provide certain services. To use certain services on the site, it may be necessary to enter information that then goes to our partner and is not kept by PrivateInvestorToolkit.com. The areas of our site in which partners are collecting information may be cobranded with our partners' logos. If you have questions regarding the privacy policy or data collection practices of one of our content partners, please contact that partner directly.

We use third-party advertising companies and advertising networks to collect information and serve ads to you when you visit our site. These companies may use cookies, pixel tags, or otherwise independently collect information (not including your name, address email address or telephone number) from you and use this information about your visits to this and other sites to provide advertisements about goods and services of interest to you. We do not control their collection and use of information. Please note that if an advertiser or advertising network asks us to show an advertisement to a certain audience (for example, men ages 18-34) or audience segment (for example, men ages 13-24 who have viewed sports content) and you respond to that ad, the advertiser or advertising network may conclude that you fit the description of the audience they are trying to reach.

What does PrivateInvestorToolkit.com do with the data it collects?

Whenever PrivateInvestorToolkit.com collects data, the data is intended to tailor or improve the experience of visitors to our site. From the data collected we can customize content and advertising based on the user's preferences. We may use information from cookies to differentiate between unique users, personalize the site for each unique user, to control the frequency of individual advertisements directed to individual computers, and other purposes. In all cases, personally identifiable information is not shared with our advertisers, except as otherwise stated in this privacy policy.

We use IP addresses to help diagnose problems with our server and to administer our site. It's the way we can make sure our service is consistently available to you.

If you register for a service or to enter a sweepstakes, we may use the information we collect to provide the service to you or send communications regarding the sweepstakes. We may also send a newsletter by email to our users who opt to receive such emails. It is our policy to send these emails only to users who give us permission to do so. In every such email, we will also have instructions on how to unsubscribe to avoid receiving any future emails from us. PrivateInvestorToolkit.com also may contact you by email to respond to feedback you have submitted.

With whom does PrivateInvestorToolkit.com share data?

PrivateInvestorToolkit.com may disclose your personal information to our business partners to provide you with the services you have requested, or to companies that offer a cobranded version of our site. If you have questions regarding the privacy policy or data-collection practices of one of our business partners, please contact that partner directly. PrivateInvestorToolkit.com does not have control over and is not responsible for the data collection and use practices of our business partners. PrivateInvestorToolkit.com may also disclose your personal information to other members of the PrivateInvestorToolkit.com family of businesses.

We also may disclose your personal information (including without limitation IP addresses) to a third party if the law or legal process requires it, to protect the rights or property of PrivateInvestorToolkit.com or others, or as otherwise described in this privacy policy.

We may disclose certain non-personally identifiable information about you to advertisers or other third parties to present you with targeted advertisements. We may share aggregate demographic information with our advertisers or information collection companies, but will not reveal any personally identifiable information in these instances.

What choices are available regarding collection, use and distribution of the information (Opt Out Policy)?

By using the PrivateInvestorToolkit.com site in any manner, you agree and understand that data may be collected and used to optimize your experience while on the site. If you object to any of the uses of information as stated, your option is simply to leave the PrivateInvestorToolkit.com site and/or remove yourself from any opt-in email lists by utilizing the Can-Spam compliant removal process that should be in any email correspondence received from this site. You may also opt out by request by sending an email to info(@)PrivateInvestorToolkit.com.

How can I update or correct my information?

PrivateInvestorToolkit.com does not currently have a method for users to change their user information. In the case of personalized services, you will be able to modify your user information through personalization links on those pages.

How can I delete my information?

PrivateInvestorToolkit.com currently does not have a method for completely deleting user information from our database. However, deleting the cookie stored on your computer will cause you to be perceived as a new user with no known user data. You may also change a setting in your browser, instructing it not to accept cookies, but this could prevent you from receiving some PrivateInvestorToolkit.com services.

What procedures have been designed to protect the loss, misuse or alteration of information under PrivateInvestorToolkit.com's control?

Except as otherwise stated in this privacy policy, PrivateInvestorToolkit.com has taken measures to ensure that information that is not publicly available through its site is accessible only to the user who initially entered the information or to authorized personnel at PrivateInvestorToolkit.com or its partners, and only after a password has been entered. In the unlikely event of a security breach for which we provide notice under Cal. Civ. Code § 1798.82, PrivateInvestorToolkit.com will send a notification to the email address on file (if any) for each relevant user informing him or her of the security breach.

What about privacy policies for sites to which PrivateInvestorToolkit.com links?

PrivateInvestorToolkit.com contains many links to Web sites not controlled by PrivateInvestorToolkit.com. These sites have their own policies and practices with respect to online privacy, and PrivateInvestorToolkit.com cannot be responsible for the privacy practices or the content of these Web sites.

What happens to my information if PrivateInvestorToolkit.comor PrivateInvestorToolkit.com merges with or its assets are sold to another company?

It is possible that PrivateInvestorToolkit.comand/or PrivateInvestorToolkit.com may be acquired. In such a transaction, user information may be transferred to the acquiring entity. While we will endeavor to require the successor company to maintain this privacy policy, we cannot guarantee that our policy will remain in effect.

Notification of Changes

This policy may be revised over time as new features are added to the site. We will post our new privacy policy, along with the date of its last revision, prominently so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. Please check this page for information about revisions to our privacy policy.

Contact Information

If you have any questions about this privacy policy or about PrivateInvestorToolkit.com information collection practices, please contact us at info(@)PrivateInvestorToolkit.com.

 

Terms of Use

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY USING THIS WEB SITE, YOU AGREE TO THESE TERMS OF SERVICE.

Welcome to PrivateInvestorToolkit.com (the "Site"), a service provided by PrivateInvestorToolkit.com("PrivateInvestorToolkit.com"). These Terms of Service may be changed in the future without further notice. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms of Service. Further, these Terms of Service apply exclusively to your access to, and use of, the Site and are in addition to the terms or conditions of any other agreement you may have with PrivateInvestorToolkit.com for products, services or otherwise.

Privacy Policy

PrivateInvestorToolkit.com believes in protecting user privacy. Users of the Site should refer to our Privacy Policy for information about how PrivateInvestorToolkit.com uses and collects information.

Copyright

All Site materials, including, without limitation, the PrivateInvestorToolkit.com logo, design, text, graphics, other files, and the selection and arrangement thereof are Copyright © 2008 PrivateInvestorToolkit.comand/or its suppliers ALL RIGHTS RESERVED. Except as stated herein, none of the material on the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of PrivateInvestorToolkit.com or the respective copyright owner. Permission is granted to display and use the materials on the Site for personal, noncommercial and informational use only, provided that you may not, without the permission of PrivateInvestorToolkit.com or the respective copyright owner, (a) copy, publish, duplicate, or distribute any materials, (b) modify the materials or (c) remove or alter any copyright or other proprietary notices contained in the materials.

Trademark

PrivateInvestorToolkit.com, the PrivateInvestorToolkit.com logo and the product and service names contained in the Site are either trademarks or registered trademarks of PrivateInvestorToolkit.com and its suppliers and licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of PrivateInvestorToolkit.com. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of PrivateInvestorToolkit.com, and may not be copied, imitated or used, in whole or in part, without the prior written permission of PrivateInvestorToolkit.com. All other trademarks, registered trademarks, product names and company names or logos mentioned herein are the property of their respective owners.

Site Access

PrivateInvestorToolkit.com allows you to make personal use only of the Site. Such use does not include, without limitation: (a) any resale or commercial use of the Site or content therein; (b) making derivative uses of the Site or its contents; or (c) use of any data mining, robots or similar data gathering and extraction methods. You are not conveyed any right or license by implication, estoppel or otherwise in or under any patent, trademark, copyright or proprietary right of PrivateInvestorToolkit.com or any third party.

You may not use framing techniques to enclose any PrivateInvestorToolkit.com trademark, logo or other proprietary information (including the images found at the Site, the content of the Site, or the layout/design of any page or form contained on a page) without PrivateInvestorToolkit.com's express written consent. Further, you may not use any meta tags or any other "hidden text" utilizing a PrivateInvestorToolkit.com name, trademark or product name without PrivateInvestorToolkit.com's express written consent.

Linking

You may create a hyperlink to the Site provided such link and the content associated with the link do not portray PrivateInvestorToolkit.com or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. You may not use a PrivateInvestorToolkit.com logo or other proprietary graphic or trademark of PrivateInvestorToolkit.com to link to the Site without the express written permission of PrivateInvestorToolkit.com. This permission may be revoked at any time.

PrivateInvestorToolkit.com makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of sites accessible by hyperlink from the Site, or sites linking to the Site. These linked sites are not under the control of PrivateInvestorToolkit.com and PrivateInvestorToolkit.com is not responsible for the content of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. PrivateInvestorToolkit.com is providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement or adoption by PrivateInvestorToolkit.com of the site or any information contained therein. When leaving the PrivateInvestorToolkit.com site, you should be aware that PrivateInvestorToolkit.com's terms and policies no longer govern, and therefore you should review the applicable terms and policies, including privacy and data-gathering practices, of that site.

Use of the Site

In using the Site, you agree:

Not to disrupt or interfere with the security of, or otherwise abuse, the Site, or any services, system resources, accounts, servers or networks connected to or accessible through the Site or affiliated or linked Web sites

Not to disrupt or interfere with any other user's enjoyment of the Site or affiliated or linked Web sites

Not to attempt to obtain unauthorized access to the Site or portions of the Site that are restricted from general access

In addition, you agree that you will comply with all applicable local, state, national and international laws and regulations that relate to your use of or activities on the Site.

Furthermore, PrivateInvestorToolkit.com is not responsible for the delivery or quality of any goods or services sold or advertised by third parties through or on the Site.

Intellectual Property Complaint Procedure

If you believe that an item of content infringes your intellectual property in a material way, please notify PrivateInvestorToolkit.com's Copyright Agent and provide the following information for each allegedly infringing item of content:

A physical or electronic signature of the person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.

For copyright complaints, an identification of the copyrighted work claimed to have been infringed. For trademark complaints, proof of registration of the underlying mark, including registration number. For patent or other proprietary right complaints, a list of allegedly infringed materials.

An identification of the specific item of content that you claim is infringing so that we may locate it on the site.

Your address, telephone number and email address.

A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright or other proprietary right owner, its agent, or the law.

A statement by you that the above information in your notice is accurate, made under penalty of perjury, and that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

PrivateInvestorToolkit.com's Copyright Agent can be reached at info(@)PrivateInvestorToolkit.com

In cases where PrivateInvestorToolkit.com owns the relevant item of content, PrivateInvestorToolkit.com will reply to complaints. In cases where PrivateInvestorToolkit.com has received the item of content from a third party content provider, PrivateInvestorToolkit.com will pass complaints along to that third party content provider for evaluation and response.

Indemnification

You agree to indemnify and hold harmless PrivateInvestorToolkit.com from any claim, action, demand, loss or damages (including attorneys' fees) made or incurred by any third party arising out of or relating to your conduct, your use of the Site or the services offered thereon, your violation of these Terms of Service, or your violation of any rights of a third party.

Submissions

You agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of email or other submission to PrivateInvestorToolkit.com are nonconfidential and shall become the sole property of PrivateInvestorToolkit.com. PrivateInvestorToolkit.com shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. The submission of any materials to PrivateInvestorToolkit.com irrevocably waives any and all "moral rights" in such materials, including the rights of paternity and integrity.

Disclaimer of Warranties

YOU UNDERSTAND AND AGREE THAT THE SITE AND THE INFORMATION, SERVICES, PRODUCTS AND MATERIALS AVAILABLE THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, , ITS AFFILIATES, AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF TITLE, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NO ORAL OR WRITTEN INFORMATION PROVIDED BY OR ITS SUPPLIERS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PROVIDERS, MERCHANTS, SPONSORS, LICENSORS OR THE LIKE SHALL CREATE A WARRANTY; NOR SHALL YOU RELY ON ANY SUCH INFORMATION OR ADVICE.

YOU EXPRESSLY AGREE THAT USE OF THE SITE, INCLUDING ALL CONTENT, DATA OR SOFTWARE DISTRIBUTED BY, DOWNLOADED OR ACCESSED FROM OR THROUGH THE SITE, IS AT YOUR SOLE RISK. YOU UNDERSTAND AND AGREE THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR BUSINESS OR YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH CONTENT, DATA AND/OR SOFTWARE.

YOU ACKNOWLEDGE THAT DOES NOT CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES ON OR THROUGH THE SITE. EXCEPT AS OTHERWISE AGREED IN WRITING, AND ITS AFFILIATES ASSUME NO RESPONSIBILITY FOR AND MAKE NO WARRANTY OR REPRESENTATION AS TO THE ACCURACY, CURRENCY, COMPLETENESS, RELIABILITY OR USEFULNESS OF CONTENT OR PRODUCTS DISTRIBUTED OR MADE AVAILABLE BY THIRD PARTIES THROUGH THE SITE.

AND ITS SUPPLIERS MAKE NO WARRANTY THAT THE SITE OR ITS CONTENT WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE OR CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. AND ITS SUPPLIERS DO NOT REPRESENT OR WARRANT THAT MATERIALS IN THE SITE OR INFORMATION PROVIDED BY VIA EMAIL OR OTHER MEANS ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. NOR DO OR ITS SUPPLIERS MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF OR ITS CONTENT OR AS TO THE ACCURACY, COMPLETENESS OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH USE OF THE SITE.

AND ITS SUPPLIERS ASSUME NO RESPONSIBILITY FOR ANY DAMAGES SUFFERED BY A USER, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA FROM DELAYS, ERRORS, SYSTEM DOWN TIME, NETWORK OR SYSTEM OUTAGES, FILE CORRUPTION OR SERVICE INTERRUPTIONS CAUSED BY THE NEGLIGENCE OF , ITS AFFILIATES, ITS LICENSORS OR A USER'S OWN ERRORS AND/OR OMISSIONS.

SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation on Liability

UNDER NO CIRCUMSTANCES, INCLUDING WITHOUT LIMITATION NEGLIGENCE, SHALL PrivateInvestorToolkit.comOR ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, TRANSMITTING, OR DISTRIBUTING THE SITE OR RELATED SERVICES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR IN CONNECTION WITH THE USE OR INABILITY TO USE THE SITE OR ANY CONTENT PROVIDED BY OR THROUGH THE SITE, OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR OTHER INFORMATION THAT IS SENT OR RECEIVED, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOST PROFITS, USE, DATA OR OTHER INTANGIBLES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

Applicable Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Illinois, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to these Terms of Service shall be filed only in the Superior Court of Cook County, Illinois, or the United States District Court for the Northern District of Illinois, and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Terms of Service.

Termination

Notwithstanding any of these Terms of Service, PrivateInvestorToolkit.com reserves the right, without notice and in its sole discretion, to terminate your permission to use the Site, for any or no reason, and to block or prevent future access to and use of the Site. PrivateInvestorToolkit.com may, in its sole discretion, discontinue or alter any or all aspects of the Site or the services offered thereon at any time without notice.

Miscellaneous

If any provision of these Terms of Service shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Service and shall not affect the validity and enforceability of any remaining provisions. These Terms of Service constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all prior or contemporaneous communications and proposals, whether oral or written, between the parties with respect to such subject matter. No waiver of any provision or any right granted hereunder will be effective unless set forth in a written instrument signed by the waiving party. No waiver by either party of any breach or default hereunder shall be deemed a waiver of any subsequent breach or default.

DISCLAIMER

The author and publisher of this product and the accompanying materials have used their best efforts in preparing this information. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the content of either. The information contained in this product is strictly for informational purposes. Therefore, if you wish to apply any ideas contained in this product or accompanying materials, you are taking full responsibility for your actions.

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. THERE IS NO GUARANTEE THAT YOU WILL RAISE ANY CAPITAL USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED OR INTENDED AS A PROMISE OR GUARANTEE OF ANY SPECIFIC RESULT. THE AMOUNT OF CAPITAL RAISED IS ENTIRELY DEPENDENT ON THE PERSONAL COMPETENCY AND TALENT OF THE PERSON USING THE INFORMATION IN THIS PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.”

YOUR LEVEL OF SUCCESS IN ATTAINING RESULTS FROM THE USE OF THIS MATERIAL DEPENDS TOTALLY ON THE TIME AND EFFORT YOU DEVOTE TO IMPLEMENTING THE MATERIALS, IDEAS AND TECHNIQUES MENTIONED COMBINED WITH YOUR CURRENT LEVEL OF KNOWLEDGE AND SKILL. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT, AND DO NOT, GUARANTEE YOUR SUCCESS OR INCOME LEVEL. BY PURCHASING THESE MATERIALS, YOU AGREE THAT WE ARE NOT RESPONSIBLE FOR ANY OF YOUR ACTIONS TAKEN AS A RESULT, EITHER DIRECTLY OR INDIRECTLY, OF PURCHASING OR USING ANY OF THE MATERIALS PROVIDED OR IDEAS EXPRESSED.

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES, OR IS BASED UPON, FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995 OR SECURITIES AND EXCHANGE COMMISSION REGULATIONS IN EFFECT AT THE TIME OF THE PRODUCT'S CREATION. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE OR OTHER RESULTS.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS ONLY OUR OPINION OF EARNINGS POTENTIAL OR EFFECTIVENESS OF THE INFORMATION. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE. NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY PARTICULAR RESULTS FROM THE IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

It is the full and complete responsibility of the user to obtain the advice of a competent legal, tax, accounting or other professional.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in any of the products purchased from or through this website materials.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

Purchase & Refund Policy

By making this purchase you agree that you fully understand, and fully agree to the terms of this refund policy as stated below.

Once the information in any purchased downloadable electronic product or physical media used to deliver an electronic product and the accompanying materials have been downloaded or accessed, the intellectual property and ideas will have been irreversibly conveyed in the format of electronic data (the “e-book”, forms, etc.), and the monetary value that has been placed on said data in terms of the purchase price cannot be returned. Therefore, monetary refunds on this material will not be made under any circumstances. In the case of faulty electronic transfer of electronic files after purchase, all reasonable efforts will be made to deliver an intact, usable product within a reasonable time frame at the discretion of the seller.

Purchaser agrees that it is the purchaser's sole responsibility to make sure that they have the capability of using the required file formats in which any electronic or physical product is delivered such as .zip., .doc, .pdf or other file convention.

Purchaser's IP address will be recorded along with their payment information as proof of this agreement and will be used as evidence in the case of dispute.

 

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